False: UVA rays are present all-year-round, even on cloudy days. They're painless, but can still reach the deeper layers of our skin, causing it to rapidly age. UVB's reach their peak around midday (think 'mad dogs and Englishmen'...), but they're blocked by cloud cover. They stimulate tan-producing melanin, but also cause sunburn and/or allergic reactions. So when choosing a sunscreen, go for one that protects against both UVA and UVB rays.